Excess & Surplus Insurance

Insurance that doesn’t fit the ordinary needs the extraordinary.

E&S insurers deal in exceptions, not standard forms. Decisions gives you the power to automate and adapt in real time—no matter how complex the risk or unusual the policy.

Precision automation for
the unpredictability of E&S.

E&S insurance thrives on uniqueness—but that same variability creates inefficiencies. Every policy is different. Every risk is specialized. And traditional systems just aren’t built to keep up.

Decisions empowers E&S carriers and MGAs to automate underwriting, rating, and compliance—regardless of complexity—with less code, work, and time.

Explore a path to accelerated productivity and profitability.

    activants
    Liberty Mutual
    Nationwide
    Argus
    convex
    ategrity
    Customizable Underwriting Workflows

    Customizable Underwriting Workflows

    Tailor automation to the risk. Build flexible flows for underwriting, broker intake, approvals, and endorsements.

    Dynamic Rating Logic

    Dynamic Rating Logic

    Easily build and modify rating logic for unique risks and exposures—no developers required.

    Faster Quote-to-Bind

    Faster Quote-to-Bind

    Speed up quoting, binding, and policy issuance with end-to-end automation and rule-driven decisioning.

    Seamless System Integration

    Seamless System Integration

    Connect rating engines, legacy systems, external data sources, and compliance tools—no need to rip and replace.

    Real-Time Compliance Automation

    Real-Time Compliance Automation

    Adjust rating and pricing logic in days, not weeks or months, and without IT assistance.

    Cost Efficiency at Scale

    Cost Efficiency at Scale

    Eliminate manual reviews and rework. Process more submissions with fewer resources.

    Compare to Competitors

    Decisions has the complete features many vendors lack:

    • Unified Platform: Rules, workflows, and integration all in one
    • Low-code Rules Engine: Full-featured and visual, accessible to business users
    • Workflow Automation: Native drag-and-drop designer
    • System Integration: Native integration layer plus data mapping
    • End-to-End Process Automation: From intake to decision fulfillment
    • Complex Insurance Workflow: Built for high variability and compliance
    • Business User Empowerment: Designed for ops teams, not just IT
    Device Trio

    Adapt to changing risk.

    Every E&S policy is unique. Decisions lets you build custom workflows and rules to match the exact risk at hand, from new submissions to renewals.

    Adapt to changing risk

    Connect everything. Miss nothing.

    Break down silos across broker portals, policy admin, CRM, and underwriting systems. Decisions accelerates data flow and increases accuracy across every system.

    Connect everything.  Miss nothing.

    Rules. Workflows. Integration. One platform.

    With Decisions, you’re not juggling tools. Build, test, and deploy automated decisions, processes, and integrations in one cohesive, low-code environment.

    Rules Workflow

    Don’t let complexity stand in the way of increased time savings and profitability. See how Decisions makes even the most non-standard policy easy to manage.

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