Underwriting Rules for Life Insurance

Take your underwriting processes from
weeks to hours.

Transform legacy underwriting systems to accelerate your business.

Faster decisions and fewer risks.

Life insurance is a maze of complex regulations, risk assessments, and evolving policies, but the Decisions rules engine simplifies every step with seamless, automated workflows.

Tailor rules and underwriting processes to fit your unique needs. Our powerful low-code platform offers drag­-and-drop design and customization, minimizing the need for coding.

    canadian-benifit-providers
    axa
    columbia-insurance-group
    fidelity-life
    assa
    nation-wide

    Bridge the gap between your
    essential insurance systems.

    Use Decisions as your automation platform for any underwriting process or as an orchestration layer to simplify integrations and unify data efficiently. Create cross-system rules and processes or unique rules tailored to each system, accelerating data processing, decision-making, and productivity.

    insurance-diagram

    Decisions provides comprehensive connectivity of key systems (in blue), with the ability to integrate any additional systems as needed.

    Designed for the complexities of life insurance.

    Enhance every step of your underwriting with Decisions. From risk assessment to policy renewal, our advanced rules engine accelerates decision-making, ensuring compliance, and elevating customer experiences with less development work and time. 

    Risk Assessment & Application Processing

    Risk Assessment & Application Processing

    Automate intake, risk evaluation, verification, and premium pricing for quicker decisions and a seamless experience. 

    Data Integration & Analysis

    Data Integration & Analysis

    Leverage integrated third-party data and rules engines for in-depth risk analysis and compliance measures. 

    Decisioning & Policy Issuance Workflow

    Decisioning & Policy Issuance Workflow

    Customize approval workflows and automate document creation, distribution, and secure storage. 

    Regulatory Compliance & Reporting

    Regulatory Compliance & Reporting

    Automate compliance checks and regulatory reporting to ensure adherence to industry standards. 

    Customer Commun

    Customer Communication & Support

    Provide proactive support with automated notifications, self-service portals, and chatbot assistance. 

    Policy Renewal & Modification Management

    Policy Renewal & Modification Management

    Enable policy adjustments and renewals while automating processes for efficient management. 

    Effortless integration
    and smarter automation.

    Decisions seamlessly connects with your existing systems and AI tools to automate every step of the underwriting process. By leveraging real-time data validation and intelligent decision-making, it eliminates bottlenecks, accelerates workflows, and boosts customer satisfaction. 

    Seamless integration and intelligent automation.

    Adaptable and scalable.

    Whether responding to market changes or handling increased application volumes, Decisions scales with your agency. Easily modify workflows, rules, and processes on the go, allowing you to stay competitive with faster and more reliable underwriting services. Without coding, managers, too, can easily change business rule logic on the fly. 

    Scalability and flexibility

    Enhanced risk management
    and compliance.

    Decisions’ rules engine enables sophisticated risk management protocols, including Know Your Customer (KYC), helping you identify and mitigate potential risks during the underwriting process. Automate compliance checks and regulatory reporting to ensure your institution adheres to industry standards, reducing the risk of fraud and compliance violations.   

    Enhanced risk management and compliance.

    “Decisions’ structure has so much power and flexibility. It’s an ideal tool for driving process automation and enhancing overall efficiency.” – The Argus Group 

    Smarter underwriting rules, every time.

    Discover the power of Decisions for faster, more accurate underwriting.

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